What are your options for paying for the car repair?
Financing auto repairs with a personal loanTraditional loans.
Existing cards in your wallet.
New card with a low introductory APR.
Branded cards from your mechanic or auto supply store..
Is there a credit card for auto repairs?
Some auto dealers and repair shops also offer store credit cards for customers who need help financing a mechanic’s bill. These types of cards are often easier to access than general market cards with 0 percent APRs – especially if you have less-than-stellar credit.
Where can I get a loan for car repairs?
Best Personal Loans for Auto RepairsMoneyMutual. 4.8 /5.0 Stars. START NOW » Short-term loans up to $2,500. … CashUSA.com. 4.7 /5.0 Stars. START NOW » Loans from $500 to $10,000. … CreditLoan.com. 4.6 /5.0 Stars. START NOW » … BadCreditLoans.com. 4.6 /5.0 Stars. START NOW » … PersonalLoans.com. 4.4 /5.0 Stars. START NOW »
Can a mechanic keep your car if you don’t pay?
Yes. Your mechanic has the legal right to keep your car until you pay the entire repair bill. This is referred to as a mechanic’s lien or garageman’s lien, which basically secures payment to the repair shop for the repairs that have been provided.
What to do if you can’t afford to fix your car?
Here are some options for repairing your car when you can’t actually afford it:Negotiate with the mechanic. … Shop around. … Barter with someone who’s handy. … Get a personal loan from a family member or friend. … Use a credit card. … Sell personal items for quick cash.
Do Car repair shops do payment plans?
Most auto repair shops that offer payment plans do so through partnerships with lending institutions. The plans are typically offered as credit cards that can be used for expenses related to your vehicle. They often come with low- or no-interest introductory rates and offer an immediate way to pay for vehicle repairs.